Home Buying Secrets
Written By Pam Brammann, Realtor Quad Cities
20% Downpayment Is NOT Required To Buy A Home.
In addition, if you qualify, there are programs with zero percent downpayment.
When you pay your monthly rent bill for your house, apartment or condo, you're paying your landlord's:
- Property Insurance
- Property Taxes
PLUS you're giving your landlord "extra dollars" because he/she doesn't want to just break even, they also want profit for their bank account.
Saving For Your Dream Home
People who rent their home usually have a common thought - I'm saving for my dream home - which is a HUGE financial mistake! (explanation below)
QUESTION: When you pay rent, are you living in your dream home?
ANSWER: Of course not!
QUESTION: When you move out of your rental, what happens?
ANSWER: You get to fight for your rental deposit
QUESTION: If you live in a home that you own and then a few years later buy your dream home, what happens?
ANSWER: You'll make money, because homes appreciate in value
PROVEN FACT: If you take care of your home, you'll make money to put towards your dream home, because homes appreciate in value.
So tell me again... why in the world are you paying rent?
Buyer's Real Estate Agent Is Free?
YES... home buyers don't pay for real estate agent services. NEVER pay for a buyer's agent, because home sellers pay our commission, not home buyers.
What Is A Buyer's Agent & What Will They Do For Me?
A buyer's agent is a real estate professional who will set up convenient times for you to walk thru homes for sale of your choice... But that's only the beginning.
The Importance Having A Buyer's Agent
A real estate transaction is a complex process involving stacks of legal paperwork and numerous outside service contractors.
Pam Brammann & the Home Sale Power team at Re/Max River Cities will guide you through this complicated, home buying process, answering your questions and serving as your advocate.
In other words, we'll help protect your real estate interests, in addition to reducing your risk of overpaying for your home.
You'll get expert help in finding a property that fits your needs and budget, plus we'll submit offers and counteroffers for you. After your offer is accepted, you'll get additional guidance.
- Don't worry about high pressure sales techniques, because we HATE that too!